Spliq Privacy Policy

Information we may collect

• Account information such as name, email address, authentication details, and profile preferences.
• Expense and budgeting information that you choose to enter, including amounts, categories, descriptions, dates, shared groups, and goals.
• Messages or structured inputs sent through supported integrations when you explicitly use those features.
• Technical information such as device, browser, IP address, diagnostic events, and security logs needed to operate and protect the service.
• Support communications and information you voluntarily provide when contacting us.

How we use information

• Provide, maintain, secure, and improve Spliq.
• Process expense entries, shared budgets, group settlements, and savings goals requested by you.
• Provide requested AI-assisted budgeting explanations and product features.
• Detect abuse, fraud, security incidents, and service failures.
• Respond to support requests and communicate important service information.

AI and third-party services

Some Spliq features may use third-party infrastructure or AI providers to process information required for the requested feature. We aim to limit the information shared to what is necessary for the feature and do not use your private financial information as public marketing content.

You should not submit passwords, card security codes, government identification numbers, or other information that is not necessary for the feature you are using.

Cookies, analytics, and advertising

Spliq may use cookies, local storage, analytics, authentication technologies, and advertising technologies to operate the website, understand usage, maintain sessions, and support advertising where enabled. Third-party vendors, including Google, may use cookies, web beacons, IP addresses, or similar identifiers to serve or measure advertising on pages where ads are enabled.

Google and its advertising partners may use information from cookies or similar technologies based on users' visits to this site or other sites. Where applicable, users can manage personalized advertising preferences through Google Ads Settings. See the official Google disclosure linked below for details.

If Spliq serves personalized advertising to visitors in the European Economic Area, the United Kingdom, or Switzerland, Spliq will use a Google-certified consent management platform configured for the applicable requirements before requesting personalized advertising consent.

Google privacy resources

These resources explain Google's advertising data use and user controls.

Data retention and deletion

We retain information for as long as reasonably necessary to provide the service, meet security and legal obligations, resolve disputes, and enforce agreements. You may request deletion of personal information by contacting info@spliqcloud.com. Some information may need to be retained where required by law or for legitimate security purposes.

Your choices

• Request access to personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion where applicable.
• Manage browser and device permissions and cookie settings.
• Stop using optional integrations and disconnect them where the product provides that control.

Contact

For privacy questions or requests, email info@spliqcloud.com.