Make every expense feelcalm, clear, and automatic.
Turn shared bills, family budgets, and group trips into one beautifully simple flow—powered by WhatsApp and guided by AI.
Simple
low-friction expense logging
Shared
household & group budgets
AI
smart money guidance
Monthly flow
$8,500
You’re pacing above your savings target this month.
Next milestone
Summer trip
$2,400 saved
Goal is 60% funded
WhatsApp example
Example message → expense record
AI advisor tip
Trim takeout by $90 and you’ll hit your goal early.
Interactive Multi-Screen Simulator
Try the interactive demonstration on the left. The metrics, split events, and advisor responses are simulated examples designed to show how the product workflow can work.
See the product workflow in action
The website demo accepts example messages and updates the simulated dashboard so you can explore the workflow. No real customer account or live financial record is connected to this demonstration.
Your spending and budget overview
Explore an illustrative dashboard showing how categories, transactions, shared members, and savings goals can appear in Spliq.
Example cash-flow connection
Shared domestic limit set
38% of safe-spending threshold
Targeting 35% this quarter
Budget Envelopes
Month-to-DateSmart Cashflow Forecast
Interactive spending index prediction mapping out month-end trajectory.
Family Sync Hub
🏡 active sync
Elena (partner)
Household member
You
Primary Account Owner
Active Transactions
Stream of transaction logs synced directly from family members or WhatsApp.
| DESCRIPTION | CATEGORY | SENDER | AMOUNT |
|---|---|---|---|
Shared Household mortgage payment June 01, 2026 | Family | Elena (partner) | -$1120.00 |
Whole Foods family supply June 02, 2026 | Groceries | You | -$245.50 |
Gas & electricity monthly prepay June 02, 2026 | Utilities | WhatsApp Bot | -$120.00 |
Chipotle Friday dinner delivery May 28, 2026 | Dining | Elena (partner) | -$95.00 |
Netflix premium account May 26, 2026 | Entertainment | You | -$15.49 |
A clearer way to manage shared money
Bring expense logging, shared budgets, group settlements, savings goals, and budgeting guidance into one place.
WhatsApp Expense Logging
Capture an expense with a simple message instead of opening a form. Supported messages can be parsed into structured expense records for review.
Monthly Budgets
Set spending limits by category, review your progress, and keep everyday spending connected to the monthly plan you created.
Shared Family Budgets
Give household members their own access while keeping shared spending visible in one place, without passing around passwords or spreadsheets.
Group Expense Splitting
Split trips, roommate bills, events, and shared purchases using equal or custom shares, then review the resulting balances.
Savings Goals
Create targets for an emergency fund, trip, vehicle, or home deposit and track progress against the amount and timeline you choose.
AI Budgeting Advisor
Explore spending patterns and budgeting ideas with an AI assistant. Responses are informational and should be reviewed before important decisions.
Group Expenses & Settle Boards
Use Spliq for roommates, family trips, events, and other shared purchases. Record who paid and choose how the cost should be divided.
Group Expense Demo
Explore how equal and custom group expense splits can be calculated for roommates, trips, and events.
A practical AI budgeting assistant
Spliq uses AI to help explain the financial context you provide and explore budgeting ideas. It is an informational tool—not a replacement for professional financial advice—and its responses can be inaccurate.
Spliq uses security controls and protected connections for supported services. Review the Privacy Policy to understand data handling, and never enter passwords or card security codes into the assistant.
Spliq AI Advisor
AI-assisted budgeting • Responses may be imperfect
What Spliq brings together
Spliq combines several everyday money-management workflows in one product. Features and availability may vary by plan and connected service.
| Capability | Spliq | Typical alternative |
|---|---|---|
| Expense capture | Manual entry, supported WhatsApp logging | Manual entry varies by app |
| Shared budgets | Household members and shared categories | Often centered on individual accounts |
| Group expenses | Equal or custom shares with balances | May require a separate workflow |
| Savings goals | Targets, progress, and timelines | Varies by product |
| AI assistance | Budgeting-oriented explanations and suggestions | Varies by product |
One system, several ways to share money.
Spliq is designed around common shared-money situations. The examples below describe product use cases, not customer testimonials.
Families & couples
Keep household spending visible, coordinate shared categories, and track savings goals without passing spreadsheets back and forth.
Roommates & groups
Record shared purchases, divide costs using clear rules, and review who owes what after a trip, event, or recurring household bill.
Busy individuals
Use quick expense logging and budgeting views to build a consistent picture of where money is going and what you want to save for.
Start with a plan that fits your workflow.
Compare the available product tiers and choose the features that fit your needs.
Spliq Basic
Optimized for single users intending to capture spending streams with WhatsApp easily.
- 50 WhatsApp logs / month
- Dynamic budget categories
- Savings goal tracking
- Family Shared Budgets syncing
Spliq Pro
Designed for partners, roommates, and families who want shared budgets, group expense tools, and savings goals in one place.
- Unlimited expense logs
- AI budgeting assistant
- Shared household budgeting
- Group expense settlement tools
- Goal tracking and progress
Everything You Need to Know
Have extra queries? Contact our help center for dedicated live support.
Take Spliq with you everywhere.
From instant expense logs to shared bills and AI guidance, the Spliq app makes money feel lighter, faster, and easier to manage on the go.
Today
$126 logged
Example shared groceries & utilities
Savings
$480
Goals
82%
Start Managing Money Smarter
Explore Spliq's workflow for expense logging, shared budgets, group settlements, and savings goals.
Demo only • No payment is required to explore the website examples.