Take Control of
Every Dollar
Manage personal, family, and group expenses effortlessly. Integrated with WhatsApp and powered by intelligent AI financial insights.
$8,500.00
$4,200.00
$1595.99
Spliq AI Recommendation
Trimming fast delivery by $100 transfers funds straight to Summer Vacation goal!
Interactive Multi-Screen Simulator
Log variable expenses in our verified WhatsApp profile on the left. The metrics, split events, and advisors synchronize inside our 6-tab simulated phone app on the right.
How to test the Live WhatsApp synchronization:
Every message to our simulated WhatsApp chatbot on the left parses in real-time. Spliq automatically pushes an ambient OS alert notification onto the simulated smartphone screen and switches tab views with a smooth transition animation to highlight the newest entry!
Your Dynamic Spending & Budget Envelopes
All categories log directly below. Check out your cash flow trends, sync status, active savings locks, and transactions board.
⚡ Direct Deposit Connected
Shared domestic limit set
38% of safe-spending threshold
Targeting 35% this quarter
Budget Envelopes
Month-to-DateSmart Cashflow Forecast
Interactive spending index prediction mapping out month-end trajectory.
Family Sync Hub
🏡 active sync
Elena (partner)
Domestic co-manager
You
Primary Account Owner
Active Transactions
Stream of transaction logs synced directly from family members or WhatsApp.
| DESCRIPTION | CATEGORY | SENDER | AMOUNT |
|---|---|---|---|
Shared Household mortgage payment June 01, 2026 | Family | Elena (partner) | -$1120.00 |
Whole Foods family supply June 02, 2026 | Groceries | You | -$245.50 |
Gas & electricity monthly prepay June 02, 2026 | Utilities | WhatsApp Bot | -$120.00 |
Chipotle Friday dinner delivery May 28, 2026 | Dining | Elena (partner) | -$95.00 |
Netflix premium account May 26, 2026 | Entertainment | You | -$15.49 |
Everything required to master family revenue
Designed to consolidate personal accounts, domestics synchronizations, and trip splitting curves into a cohesive visual ledger.
WhatsApp Expense Logging
Eradicate dashboard manual input friction entirely. Message Spliq like checking a friend, and let are server parsing index handle categories dynamically.
Monthly Budget Envelopes
Formulate set income paths, configure envelope category limitations, receive instant alerts ahead of overdraft risks, and optimize savings.
Family Expense Syncing
Integrate shared family budget pools seamlessly without sharing passwords. Both members log individually, updating visual metrics in real-time.
Group Expense Splitting
Manage splits for roommate bills, shared vacations, weddings, or events. Recalculate nett debt balances and pay back instantly inspired by Splitwise.
Target Vault Goals
Create designated vaults for Emergency Buffers, Trip Vacations, or Vehicles. Watch cash surpluses head straight to secure goals automatically.
AI Financial Advisor
Consult personal money advice with context-aware generative insights. Identify specific micro trimming chances to book flights weeks early.
Group Expenses & Settle Boards
Rent roommates bills, trip cars, wedding caterers without spreadsheet hassles. Simply split bills equally or customized percentages.
Splitwise Integration Sandbox
Split bills seamlessly with roommate pods or trip groups.
A Personal AI CFO in Your Pocket
Spliq leverages deep-learning models to analyze family income cash flows and group balances synchronously. It acts as an elite, customized advisor looking for optimization paths to reach savings goals days ahead of schedule.
Your data is bank-grade encrypted. Spliq never shares personal account balances or family synced datasets with public model servers.
Spliq AI Advisor
Available 24/7 • Gemini 3.5-Flash Core
How Spliq Redefines Personal Finance
A side-by-side comparison illustrating why traditional applications fall behind modern automated workflows.
| CAPABILITY | SPLIQ FINANCE (AI AUTO) | TRADITIONAL BANKING APPS |
|---|---|---|
| WhatsApp Expense capture | 1.8s automatic natural text logging | Manual entry forms inside heavy apps |
| AI Financial Advisor | Generative forecasting based on synced ledger | Static generic text banners |
| Family Budget Syncing | Instant shared limits & multiple partner profiles | Exposes raw passwords / single logins only |
| Group Trip Splits due | Integrated Splitwise tracking & net debt settle curves | Requires separate splitting websites |
| Multi-Goal Vault Planning | Intelligent deadlines with dynamic trajectory advice | Basic manual trackers without math insights |
| Smart cashflow forecasting | SVG visual trend lines optimizing month-end safes | Rows of raw transaction logs only |
What modern families are saying
Read reviews from engineers, leads and designers planning financial milestones on our infrastructure.
"WhatsApp expense logging is a revelation. I shoot a message when paying at the register, and our family master budget updates before I grab the change. No apps, no logins, total magic."
Marcus Vance
Director of Product • Mercury Tech
"Before Spliq, coordinated family planning always triggered excel file clashes. Now, we both maintain transparent household visibility via unified synched limits in modern dark aesthetics."
Sarah Jenkins
Lead Brand Designer • Linear Studio
"The personalized Gemini advisor pointed out we spent 18% above average on fast dining this month. Trimming that as advised allowed us to fund our Vacation vault 2 months early. Phenomenal guidance."
David Chen
Co-Founder • Loom App
Zero risk. Start tracking today.
Choose the perfect tier matching your monthly household objectives.
Spliq Basic
Optimized for single users intending to capture spending streams with WhatsApp easily.
- 50 WhatsApp logs / month
- Dynamic budget categories
- Standard savings vault goals
- Family Shared Budgets syncing
Spliq Pro Synced
Designed for partners, roommates and families seeking unified budgets synced synchronously.
- Unlimited real-time WhatsApp logs
- Conversational AI Finance Advisor
- Coordinated Family synchronizations (sync 2 accounts)
- Group cabins splitwise settlements trackers
- High interest goal envelopes
Everything You Need to Know
Have extra queries? Contact our help center for dedicated live support.
Start Managing Money Smarter
Join thousands of designers and product managers using Spliq to automate expense logging, streamline family savings, and settle roommate splits.
⚡ Safe testing: no credit card input required • Cancel anytime easily.