About Spliq

Money management should feel simpler.

Spliq is a personal finance software product focused on shared expenses, household budgeting, group splitting, savings goals, and conversational expense logging.

The problem we are solving

Shared money is often managed across spreadsheets, chat messages, notes, receipts, and memory. That makes simple questions—who paid, what is still owed, and whether we are on track—harder than they need to be.

Spliq brings those workflows into one place so people can record expenses, coordinate shared budgets, split group costs, and review goals without maintaining a separate spreadsheet.

How Spliq works

  • Log an expense manually or through the supported WhatsApp workflow.
  • Organize household and group spending into categories and shared plans.
  • Review balances and settlement amounts for group expenses.
  • Set savings goals and use the dashboard to monitor progress.
  • Use the AI advisor for budgeting-oriented explanations and suggestions.

Our approach

We aim to make financial software understandable, transparent, and useful without pretending that software can replace professional financial advice.

Product demonstrations on this website use illustrative data. Demo names, balances, transactions, and outcomes are examples for showing how the interface works and should not be interpreted as real customer records.

What Spliq is not

Spliq is budgeting and expense-management software. It is not a bank, lender, investment adviser, tax adviser, or financial institution. AI-generated guidance is informational and should be reviewed before making important financial decisions.