How it works

One workflow for shared money.

Spliq combines everyday expense logging with shared budgeting and group settlement tools, so your household or group can spend less time reconciling numbers.

1. Log spending

Add expenses through the Spliq app or supported WhatsApp workflow. The public website's interactive demo is simulated and does not represent a live customer account.

2. Organize the household

Create categories, review spending, and coordinate shared budgets with the people you choose to include.

3. Split group expenses

For trips, roommates, events, or shared purchases, record who paid and how the cost should be divided. Spliq calculates the resulting balances from the information entered.

4. Track goals

Create savings goals such as an emergency fund, holiday, vehicle, or home deposit and monitor progress against the target.

5. Ask the AI advisor

Use AI-assisted explanations to explore spending patterns and budgeting ideas. Treat the output as informational guidance and verify important decisions independently.